Housing crisis, a simple fix: Government Self-build Houses by James Armstrong

 

GOVERNMENT  SELF-BUILD  HOUSES  (GS-BH)

By Rev.  James Armstrong (who has self built two houses)

CONCEIVED,  THE FIRST OF MAY   1st  May 2023

THE  NEW HOUSING PARTY

GOVERNMENT SELF-BUILD HOUSING TO  ACHIEVE GOOD HOUSING

 

  1. AIMS AND NEEDS

The central policy of tomorrow’s Self-build housing (GS-BH) government will meet peoples’ greatest need -Universal access to good housing, throughout  UK , in sufficient numbers to meet demand  and at accessible prices and rents for working people.  Referencing  ‘Affordable houses” is  a confidence trick – Waiting lists for “A”  H can run to 10 years, That’s not  affordable.

 

  1. ADVANTAGES OF THE SELF BUILD- FOCUSSEDGOVERNMENT  

Satisfy the need for houses that all previous post war governments failed to meet.

In 2009 each of 24 Self Build Houses at St Minver Cornwall cost £83k – less than half the (then) price of ‘commercial’ or ‘social houses’.

Grateful self builders in teams and streams  will have reason to support NS-BH Government.

NS-BH as HMG will report – in housing numbers end-year’s build totals–It can’t afford to fail.

HS-BH Bulldoze government housing scams – Build foundations of YOUR house and home

Under one system government can promote the most climate friendly construction system.

 

  1. OTHER POLITICAL PARTIES SHOW THEIR AGE  

‘Labour’  is yesterday’s news. Few ‘labourers’ vote,  fewer Unions fund them.

‘Lib-Dems”are last century leftovers – Whig v Libs. Libs historically support Conservatives.

“Conservatives” feed the  City of London to conserve yesterday’s policies and riches.

Communists?  USSR has failed.   Russia is a malign autocracy.  All are  pathetic relics.

We target housing shortage, inflation. Ever rising house prices, and banks’ rising mortgage income . Each mortgage is  money c r e a t e d  by plc banks. This devalues the coinage,  yields dividends to the bank and hits the  unhoused with ever higher rents and house prices.

 

  1. PRIVATE FINANCIAL INTERESTS USURPED DEMOCRATIC HOUSING POLICY

Behind the scenes, the autonomous City of London is in charge of policy. The Medi-evil ‘Rememberancer’ sitting behind the speaker’s chair with a £50million budget feeds each Select Committee with pro-City financial policies to legislate for them.

Examples are privatisation, banks’ mortgages swamp building societies’, selling off social houses to feed the mortgage lenders – the same crooked* (see below)  banks who c r e a t e money and so devalue it (mis-called ‘inflation’ and ‘growth’) They  charge high mortgage interest, invest the ‘funny money’ they are encouraged to c r e a t e to spawn multiple profit sources . This  process is masked from working people.  Only Westminster Palace knows it.

Incredible but true –

In contrast the householder  repays the loan monthly in real money from earned  wages and salaries. Families suffer as  the cost of living rises and wage packets buy less.

This giant City, B of E, HM Treasury trick on voters is backed  by weak governments and traditional economists.  ‘crook’ international banks -Goldman Sachs, JPM, HSBC…have had multi  £m and £bn fines.  As  corporations they are exempt from jail for life and hanging. Their crimes are unrecorded by Criminal Records Office (that’s for people only)

Entitling  the homeless with planning permission for building on ‘exceptional sites’

Nationalising land frees it from exploitation by Land Lords, Housebuilders, CAP millionaires

GOVERNMENT SCAMS EXPOSED-   Language is abused when they claim to build HOMES.

The panacea of “Affordable homes” are at prices and rents  out of reach of many , H.A.s output declines and some 16  premium priced houses are built to every one  ‘social’ leading to a waiting list of up to ten years.   Targets are set years ahead for revolving Ministers.

 

  1. ‘ECONOMICS’,CREATING FUNNY MONEY, SECURITISING MORGAGES

They are  smoke screens hiding the truth – weapons forged by government to tax   houseneedy people with higher mortgages to reward plc’s and grow the privileged sector -second home buyers.

In five years GS-BH will cure the  problem and progressed  nationalising building land.

 

  1.  FROM DAY ONE THE PRIME AIM OF DEMOCRATIC GOVERNMENT IS TO FACILITATESELF-BUILD HOUSING.  
  • Enable groups to build good houses – detached, with garden, water, gas, electrics..…
  • Houses wherever needed at half the cost – St Minver- of Wimpey’s or Persimmons’
  • Recruit in your area Self Build teams of twelve  from any waged person in employ so s(he)  can repay reduced mortgage instalments. ( your unpaid labour is credited as the deposit to buy the house) Do it nationwide .  A local architect guides each group.
  • You work, , assisted by friends and family, at weekends and holidays
  • Housing Ass.’s supply land, in return have one extra half-price house built per team.
  • Building Land is confiscated by fining ‘landbankers’ in land, as illegal monopoly land- owners  (Huge landbanks are listed on p81 of Barker Review of Housing)
  • Office of Fair Trading and Monopolies Commission shelved by HMG will be reinstated.
  • Rates will be reintroduced, as still in force in Northern Ireland, only on homes over 750 square feet (approx UK average) floor-space.

 

  1. ARGUMENT FOR SELF BUILDING HOUSES AND FOR A GS-BH GOVT.

Multi £billionaire P L C  Housebuilders- monopolise scarce building land  and cause shortage to increase house prices dramatically – This an invitation HMG to nationalise  building land.

Person operated Self Builders’ output is ALREADY   bigger than corporate Wimpey,  and Persimmon,  and Barratt and Miller  (see OFT Housing  Report )

Land is a scarce resource, building-land scarcer. One profiteering plc builder controlled  33 years supply! (Barker p81 ).   Nationalising  designated ‘building land’,  is democratic and now vital. Not doing so invites ruin.  It’s either  ‘Tighten HMG control of plc builders’  or Hello to ever-rising site and house prices. Deathless ‘corporations’ were invented by idiots before air flight, radio, tv, ‘inter-nationalism’ or internet. Corporations outlive governments, people and nations. Huge annual profits of these foot-loose giants enable plc’s and the City  to control  HMG policy. This explains rising prices.  (an evil example is UK invading Egypt in1956- to protect UK Suez canal shareholders and  ‘Imperial’ connections in the east. )

 

  1. TODAY’S AND FUTURE HOUSING NEEDS ARE MET BY NS-BH 

Think of the enthusiasm when people move in and own the house they built (and built more quickly  than my two- year National army Service stint at 28/6 per week.   JA

 

               Good Houses should be snug  and airy, building houses  isn’t  scary.  

              College taught me  Greek and Hebrew, I taught myself to  build a  bijou.     

 

MAYDAY!  NATIONAL  SELF-BUILD HOUSING PARTY conceived to-day! 

*In MONOPOLY’ only the LANDlord wins ** Barker Review p81 lists plc’s huge land banks      

OTHERWISE, ARMAGEDDON AWAITS –

 

Hundreds of north London cottages in 1924 cost Dame Henrietta Barnett £250 each.

The  history of one – in 1924 it cost  £250, 1967 sold for £6,000, 2017 sold for £608,000.

-pro rata, In 2067 would cost  £62 million***  but won’t when GS-BH intervenes.   

***the  2067  buyer might pay an additional £9m Stamp Duty.  From the ONS website-

HMG’s Stamp  Duty  Income in 2022 was  £22bn , an eleven percent  rise on 2021.

Did your wages rise by eleven percent in 1922?   Food prices did.

 

REV James Armstrong  –   Let us Pray

–  THANK GOD FOR GOVERNMENT SELF-BUILD HOUSES, G S-B H.

One thought on “Housing crisis, a simple fix: Government Self-build Houses by James Armstrong”

  1. Foreign language “crook” etc, I thought it was the UK! What does he know?
    The problem is this is a solution for the able and those in the know.
    It is where people think the game is unfair so they run off and set their own rules.
    That’s ok, but we still have to respect the other. How do we do this? Lots of ways.
    Your whole site has to create a narrative of goodies and baddies, all people shouting big plans to dominate others always do. Like all who use this method you totally make up a lot of tosh about greedy capitalists and chancers but wait, there are good guys like us.
    History shows that “good guys like us” are the really dangerous ones because they actually believe the greedy people win narrative so that’s what they end up doing to force people to follow them when things start to stall.
    Don’t ever trust anyone who wants to go off-grid, it means follow me to hell.

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